Your Card Points has partnered with AwardWallet and CardRatings for our coverage of credit card products. Your Card Points, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

My Personal Opinion:

This is a great card with lots of flexibility and no annual fee for the first 12 months. The 3x points on travel (including gas stations) is a big perk for those on the road a lot. This card is often compared to the Chase Sapphire Preferred Card.

Citi Thank You Premier Credit Card

Features:
Earn 50,000 bonus points when you spend $4,000 in the first 3 months of account opening.

You can transfer these points to certain airline loyalty programs, including TrueBlue, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer.

50,000 points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou Travel Center, or $500 gift cards redeemed from the ThankYou Rewards collection.

3x points on travel (including gas stations), 2x points on dining out and entertainment, and 1x points on all other purchases.

No foreign transaction fees.

Annual Fee:
$95, but waived for the first 12 months

Fine Print:
Bonus points are not available if you have had a ThankYou Preferred, ThankYou Premier/Citi Premier or Citi Prestige card opened or closed in the past 24 months.

Your Card Points has partnered with AwardWallet and CardRatings for our coverage of credit card products. Your Card Points, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.