Is there a down side to opening lots of cards and earning rewards? Let's take a look at these concerns.

So you signed up for a new credit card with a sweet sign-up bonus that you'll receive as soon as you hit your minimum spend in a certain time period. But now you're approaching the end of the time period and you haven't spent enough. What do you do?

It may seem weird to think that far out, but having a good plan is very important when it comes to Travel Rewards. If you know where and when you want to travel, it will help you plan in advance how to earn the points needed to minimize your out-of-pocket costs.