What if the time before your flight was filled with free snacks and beverages (sometimes adult beverages), a quiet area to relax, free wi-fi, and comfortable seating? Do I have your interest yet?

This is probably the second more frequent question I get, behind only "How does this affect my credit score?" It may seem like an easy topic to cover, but there is more than meets the eye.

So you've applied for a new credit card, you've been approved, and your new card finally arrives in the mail. It looks so shiny and pretty, but wait. Where's the information regarding the most important part? You don't see anything that talks about the minimum spend or the bonus points. Is this the right card? Something must be wrong!

If you've started doing any amount of research into credit card travel rewards, there is no doubt you've seen people talk about Chase's 5/24 Rule. Let's dive in and learn more.

Airline Alliances are when multiple airline companies come together to form a larger group that work with each other in terms of rewards, travel schedules, and baggage. In essence, they help you see more parts of the world at a fraction of the cost with a lot of perks.

Is there a down side to opening lots of cards and earning rewards? Let's take a look at these concerns.

So you signed up for a new credit card with a sweet sign-up bonus that you'll receive as soon as you hit your minimum spend in a certain time period. But now you're approaching the end of the time period and you haven't spent enough. What do you do?

It may seem weird to think that far out, but having a good plan is very important when it comes to Travel Rewards. If you know where and when you want to travel, it will help you plan in advance how to earn the points needed to minimize your out-of-pocket costs.